A Business for All Seasons


San Jose, California, mecca for the entrepreneur, has spawned many successful ventures, but few have come as close to defining the word success as AeroFund Financial, Inc. (AFI), the little factoring company that has consistently grown in stature and prominence since its inception in 1987.


Stories abound about mammoth companies that had their humble beginnings in makeshift garage offices, and AeroFund Financial too can trace its roots to such a start-up…a one car garage with narrow walkway in Los Gatos, California, affectionately referred to by its founders, Stephen and Leanne Troy, as “the submarine”.  Armed with only a Macintosh, two telephones, a typewriter, and minimal financing from family and friends, AeroFund Financial was born.


If you were a small business located in the San Francisco Bay Area, had sold your product or services, were waiting to collect payment from your customer, and needed funds in the interim to pay your own bills, then AFI was there for you with cash in hand.


It was not easy. Intuition, a brave heart and an astute business sense, joined forces…and it worked! Businesses which might have faltered for lack of funds to meet payroll, purchase materials, pay utilities or advertise were able to continue operations and AFI, having found a need and filled it, soon flourished.



From Home to Real Office


Subsequently, AeroFund Financial purchased, and is now headquartered in its 13,000 square foot building in San Jose, California. Rare documents and manuscripts, collected by the president, Steve Troy, line the halls and conference rooms of the freshly decorated facility, providing employees with a pleasant working environment. AFI now has nationwide coverage with offices in Los Angeles, Atlanta, San Jose, San Diego, Chicago.



Financial Solutions


AFI has recently expanded its operations to include the following services: Accounts Receivable Lines of Credit, “prime plus” programs patterned after bank lending, lower interest rates with our A/R management services, and 24/7 “on line” reporting. When companies require help in managing their accounts, AFI offers its extensive technology and expertise, freeing company staff for other important duties. We provide credit analysis, monitor credit limits, collect, post and deposit payments, provide immediate on-line reporting and collection services. AeroFund Financial also works in alliance with several purchase order financing institutions.



The AeroFund Financial Team


The environment at AeroFund Financial is one of professionalism and camaraderie. Employees are highly motivated, efficient and united in their efforts to make AFI the most distinguished company in its field. President Steve Troy and Leanne Troy have created a workplace where management and staff work side by side to attain a common goal.









Giving Back


During the holiday season, AFI employees enjoy a Christmas tradition…the annual charity shopping spree at TOYS ‘R’ US to buy gifts for underprivileged children.  Over the years, AeroFund has donated thousands of dollars worth of toys to Make-A-Wish Foundation, Hope Rehabilitation, InnVision the Way Home, Eastfield Ming Quong, the San Jose Children’s Shelter and other local children’s charities.


AeroFund in the News


Steve Troy is an active board member of Junior Achievement of Silicon Valley and Monterey Bay and conducts weekly Business Finance Classes at local high schools.  He is a past president of the Northern California Chapter of the Commercial Finance Association, established in 1945. The Silicon Valley Charity Ball Foundation recognized his contribution with a special award, “Commemorating Outstanding Volunteerism”, in April 2004.




Meet the staff of AeroFund Financial, a leading invoice factoring and accounts receivable factoring company since 1987. If your company has more money on the books than in the bank, whether you are a small business or a large corporation, AeroFund will convert your invoices into cash to provide you with an on-going financial solution.



(408) 224-7080 – Tel

(408) 224-7081 – Fax


email: stroy@aerofund.com


“Don’t worry when you are not recognized, but strive to be worthy of recognition” – A. Lincoln



(408) 360-2898 - Tel

(408) 224-7098 - Fax


email: ltroy@aerofund.com


“Trust your instincts”

JANET GODARD  EVP Sales / Marketing


(408) 224-7082 – Tel


email: jgodard@aerofund.com


“Make It Happen”




T. Janice Jackson  VP Operations


(408) 229-7182 - Tel

(408) 224-7098 - Fax


email: jjackson@aerofund.com


“He who promised is reliable and faithful to His word”


HOLLY FRYER  Accounting Manager


(408) 360-2898 - Tel

(408) 224-7098 - Fax


email: hfryer@aerofund.com


“No act of kindness, no matter how small, is ever wasted”



REBECCA CARRILLO  Sr. Account Executive


(408) 229-7192 - Tel

(408) 224-7098 - Fax


email: rcarrillo@aerofund.com


“If you can’t smile, don’t open a store”





(847) 380-1235 - Tel

(847) 767-6110 – Cell

(847) 380-1235 - Fax


email: billr@aerofund.com


“Always look on the bright side of life.”

– Monty Python

MARIA CASTILLO Underwriter / Spanish Sales


(408) 229-7186 - Para informacion en Espanol


email: mcastillo@aerofund.com


“Todo es Posible” (Everything is Possible)




DONNA HEAVNER Portfolio Manager


408) 389-1858 - Tel

(408) 389-1858 - Fax


email: dheavner@aerofund.com


“Life is 10% what happens & 90% how your react; don’t sweat the small stuff & be happy!”

CHELSEA TROY  Account Executive


(408) 224-7094 - Tel

(408) 389-1858 - Fax


email: ctroy@aerofund.com


“Shoot for the moon. Even if you miss, you’ll land among the stars.” – Norman Vincent Peal



(408) 229-7190 - Tel

(408) 389-1858 - Fax


email: janaeg@aerofund.com


“Everything happens for a reason.”



ALEX ORTEGA  Account Executive


(408) 229-7198 – Tel


email: aortega@aerofund.com


“Wise men speak because they have something to say; Fools because they have to say something.” – Plato


LAURA MADEY  Account Executive


(408) 360-2893 – Tel


email: lmadey@aerofund.com


“A dream doesn’t become reality through magic; it takes sweat, determination and hard work!

MATTHEW ARGABRITE  Account Executive


(408) 360-2860 – Tel


email: margabrite@aerofund.com


“I just enjoy the ride while I have it.” – Jorge Garcia






(408) 229-7184 – Tel


email: jtaganas@aerofund.com


“I can do all through HIM who gives me strength.” – Philippians 4:13




RILEY SIMPKINS  Administrative Assistant


(408) 224-7088  - Tel


email: rsimpkins@aerofund.com


 “Life, if well lived, is long enough.” - Lucius Annaeus Seneca


ANTHONY PORTERA  Administrative Assistant


(408) 389-1791 – Tel


email: aportera@aerofund.com


“Believe you can and you’re halfway there.” – Theodore Roosevelt




CHRISTINE HULME Lead Administrator


(408) 360-2870 – Tel


email: chulme@aerofund.com


“Everything has beauty, but not everyone sees it.” - Confucius




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